Tap that HSA
In the USA, a Health Savings Account (HSA) is like a magic wallet for your medical expenses – you put pre-tax money in, and use it for health-related costs whenever you need it.
With an HSA the money is yours to keep until you spend it, rolling over year after year. If you've got a high-deductible health plan, you can open an HSA and start saving on everything from doctor visits to... well, that's what this list is about! 😉
In this era of tightening budgets, finding ways to stretch your purchasing power is important. Many people have a tax-free HSA (health savings account) which they use for doctor visits and prescription medicine.
But did you know that a HSA can also be used for other things as well? Here are five things you can buy with your HSA that you may not know about.
1. Condoms, Plan B, & OTC BC
You may already know you can use your HSA to pay for birth control. Previously this only meant birth control prescribed by a doctor, but now it also includes over-the-counter birth control such as condoms as well as non-prescription birth control meds like Opill. It also includes emergency contraceptives such as Plan B or the “morning-after pill”).
Are you stocking up on Plan B? Use your HSA!
If you’re not sure what condom is right for you, or you are just curious about condom sizing, check out our ultimate guide to condoms here: Just Poly Things Condoms Buying Guide.
2. PPE & Menstrual products
You can use your HSA to pay for “personal protective equipment” to prevent the spread of COVID (and other diseases!). This means things such as gloves, masks, hand sanitizer, and sanitizing wipes.
Menstrual products such as pads, tampons and cups are now eligible expenses for your HSA too!
Unfortunately, Adult Toy Cleaner cleaner doesn't qualify. So no, you can’t use your HSA for those cleaning supplies.
Pro tip: when in doubt, save your receipts and check with your HSA provider – they're the ultimate eligibility experts!
3. Therapy and Counseling
Therapy and counseling sessions are HSA-eligible expenses, which means you can use your HSA funds to invest in your mental wellbeing. Whether you're dealing with anxiety, working through relationship challenges, or just need someone to talk to, your HSA can help make mental healthcare more affordable.
Since therapy can get expensive (even with insurance), using HSA funds can make regular sessions more accessible without straining your monthly budget.
4. STI Screenings
HSAs can be used for many types of medical tests, such as mammograms or blood tests. They can also be used for STI screenings.
Use code “justpolythings10” to get 10% off your purchase from STI Hero today!
While most of us are probably used to scheduling an appointment with our doctor’s office when we need routine or immediate testing, now you can test for a number of STI’s without ever having to step inside an office. Just order a testing kit from STI Hero, collect the samples yourself privately, and then mail them in for analysis.
5. First aid
It’s always a good idea to keep first aid supplies on hand, and a first aid kit in your vehicle.
First aid supplies can be paid for with your HSA. This includes supplies such as bandages and first aid creams, as well as first aid kits.
While you're at it, take 15 minutes and learn how to do CPR, it just may save a life!
Ready to stock up on First Aid supplies? Check out these coupons from Rite Aid
How do people afford polyamory?
Let's be real - maintaining multiple relationships can put some extra strain on your wallet. It’s not just going out for dates, there are also trips to visit your LDRs, plus gifts for all the extra birthdays and anniversaries. Being polyamorous is often a privilege, and one that some of us realistically struggle to afford.
We hope these HSA-eligible suggestions help you redirect some budget toward supporting your relationships and wellbeing. Because investing in your health - mental, physical, and emotional - shouldn't break the bank, no matter how many partners you're juggling.
Tell us what you spend your HSA funds on in the comments below.
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